Learn how clearer beneficiary rules for TFSAs, RRSPs, and RRIFs help prevent estate disputes.
Discover what your beneficiary can expect during the life insurance settlement process and learn how to ensure a smooth transition - read the full article to get informed and prepared.
If you own shares in a private corporation you should be no stranger to a shareholder’s agreement.
Discover effective strategies for funding taxes on your estate and learn how to protect your legacy - read the full article to find out more.
Insurers use different approaches to assess risk for life, disability, and critical illness coverage - read on to learn more about choosing the right protection for you.
Explore how CRISPR gene-editing is changing medicine - read on to discover its remarkable progress and future promise.
Learn how smart money habits can help build a strong relationship and healthy finances - read on for practical tips to manage love and money.
Read this article to discover valuable tax tips and learn how to enhance your financial planning.
Discover how choosing the right insurance plan today can help protect your income now and build wealth for your future - read more to find the coverage that grows with you.
See how holistic financial planning can bring peace of mind and secure your family's future - click to learn more.
Discover the truth about life insurance - read this article to clear up common misconceptions and protect your family's future.
Discover how insurance can protect your business, secure your family’s future, and unlock new growth opportunities in a tax-efficient way.
Discover how choosing the right life insurance can safeguard your legacy and financial future.
Discover how leveraging a life insurance policy can enhance your financial flexibility - see if it’s right for you.
Protect your loved ones’ future and gain peace of mind by exploring the life insurance options that fit your needs today.
Protect your most valuable asset—your income—by securing individual disability insurance today to ensure financial stability in the face of unexpected illness or injury.
Keep your coverage up to date - click for a breakdown of the advantages of an annual review.
Discover how to build a flexible insurance strategy that grows with your freelance career; read the full article now for expert insights.
Discover how life insurance can be a powerful tool in wealth preservation and estate planning-read this article to learn how it fits into your financial strategy and protects your legacy.
Discover how effective estate planning can protect your assets and ensure a smooth transition for your loved ones—click to read more.
From understanding your health history to the final policy delivery, read this guide on the insurance application process to gain a comprehensive view.
What is financial wellness? Read this article for tips to help you manage your money better and work toward financial well-being.
If you and your family own a farm, read this article to learn about tax-efficient strategies for transferring your estate to the next generation.
Caffeine! How would we get through our day without it? But how many cups are too many? Read more to find out about the benefits and detriments of caffeine.
You’ve worked hard to ensure your kids grow up healthy and smart, but have you prepared them for their future financial responsibilities?
Global heat waves are now a regular occurrence, causing serious illness and even death. Learn more about the effects to your health here.
If you have group disability coverage, is it enough, and will it pay for long enough? Or, what if you don’t have any at all? The best first step is knowing how much you need. Try this easy-to-use calculator to quickly find out, and let’s talk.
You have options that may cover expenses not insured under your provincial healthcare and group or personal disability policies. Try this calculator and let’s talk.
What is Obstructive Sleep Apnea (OSA) and how can it affect your health? Read this article to learn more about the diagnosis and treatment of OSA.
Use this calculator to estimate how much tax is owing on your estate and contact us to see how we can help you preserve and transfer it to your heirs intact.
How can insurance help to protect and grow your business while building assets? Read this article to find out.
Have you ever wondered what would happen if you or your business partner died? A shareholders’ agreement is a great way to address some of these difficult questions.
There is one sure thing in life, death and taxes! But is there such a thing as a death tax? Read this article to learn more about the probate process and how you can minimize these fees on your estate.
Good advice from a financial professional can have a profound positive impact on your own, and your family’s, financial future.
Have you ever wondered what happens to your digital assets - your travel photos, your social media platforms, etc. - when you die? With increased use of technology, digital assets are just as important as your physical ones. Read this article to learn how you can protect them.
Transferring an insurance policy can get tricky. Read this article to understand the options and penalties of personal and corporate policy transfers.
What should you expect when you apply for insurance? From application to payment, we cover all the steps – learn more.
Our lives are arguably the most valuable “possessions” we own and because we are quick to insure our cars, insuring our lives should be a no-brainer.
From motor vehicle accidents to contractible illnesses, it’s a miracle that we are willing to leave our homes at all.
Did you know that over 50% of Canadians do not have a will? While some don’t know how to get started, others believe they can’t afford it.
What happens to your financial goals should you encounter an unexpected financial emergency? Watch this video.
How many drinks is too many? Read this article to find out about the limits of alcohol consumption for your health.
See how Passive Investment Rules introduced in the 2018 Federal Budget impact corporate tax on active investment income.
You've decided that you need life insurance, and that's a great start! But how much life insurance is enough?
Sometimes individual life insurance is just not enough to protect you from all of life’s risks. Bundling your insurance to include life as well as living benefits can help you cover more bases. Read this article to learn more about bundled insurance.
If you have certain health conditions, guaranteed and simplified issue products can be a viable alternative to traditional life insurance coverage; they require no medical exams and ask few (or no) medical questions. Read this article to find out more.
These days, something as simple as signing a document can be a challenge. This article will help you understand...
The results are in! We’ve rounded up our most popular financial articles, videos, calculators and tools of 2023 – check them out here!
Does your family run a business? If so, your family enterprise is one of more than 880,000 in Canada employing 6 million people.
Depending on your insurance needs, corporate-owned life insurance may be a good fit for you. Read this article to see if corporate-owned life insurance may be your best option.
Explore creative corporate insurance solutions that can benefit you, your business, and your employees.
What is Alternative Minimum Tax and how does it affect your tax planning? Read this article to find out more.
Planning the future of your family business can be difficult. Will your children make wise decisions? Will the market be forgiving if they don’t?
You own your own business and you have incorporated, but have you thought about corporate-owned insurance? Read this article to learn how corporate insurance can benefit you and your business.
Critical illness insurance - what is it and how can it protect you and your family in times of trouble?
You run your own business, but as your business grows, so do your tax issues. A CDA or Capital Dividend Account might be your answer!
You and your spouse may share a bank account, a home, or a business. How about an insurance policy?
If you’ve decided that you need life insurance, how do you know how much is enough to protect your family financially in the case of premature death?
The CRA can collect tax debts from property transferred to a family member, but does this apply to the proceeds of life insurance? Read this article to find out how you can safeguard your life insurance and ensure that it goes to your designated beneficiary, not the government.
What is melanoma and what are some common causes and treatments – read this article to find out.
Juvenile insurance can help your child achieve a stronger financial future. Read this article to find out more about securing your child’s wealth with juvenile insurance.
You’re interested in insurance but don’t know where to start. Well, a needs-based assessment is a step in the right direction. Read this article to find out why needs analysis is vital in helping you find the insurance that is just right for you.
Canadian financial services consumers can feel secure in knowing that Canada has a strong well-regulated financial services sector - learn about Assuris.
Whether you donate a policy to a charity while living or make the registered charity a beneficiary of the policy depends on your estate planning goals.
Is your life insurance plan designed to last a lifetime? Watch this video to learn more about building a lifetime of protection.
Even when you are young and healthy should you still consider acquiring life and living benefits insurance? Discover factors that might affect your decision and the benefits of planning ahead.
If you are injured or sick, the last thing you need to worry about are bills. Living benefits, critical illness and disability insurance, will help protect you and your family from financial stress as you focus on recovery.
Planning for the transition of wealth to your children and grandchildren doesn’t have to be a daunting task.
Use this calculator to estimate the after-tax cost of charitable donations during your lifetime or upon your death.
During these unprecedented times, a decline in your business can be devastating, but there are steps you can take today to reduce your taxes tomorrow. Read this article to understand how an estate freeze could be valuable to you.
If you don’t need it anymore, have you considered gifting your life insurance policy to charity? Click to learn more about your charitable gifting options.
Is your workplace insurance coverage enough to replace your income? Read more about replacing lost income with disability insurance.
Estate planning and the distribution of valuables and family heirlooms. What could go wrong?
Being transparent about your current and historical health situation can minimize any underwriting surprises when it comes to applying for insurance – learn more.
What is Term/Perm blend insurance and how can it help protect you and your family? Read this article to find out.
In addition to providing protection and mitigating risks, business insurance can also provide opportunity when it comes to building your business.
When it comes to gender, is there a difference between men and women when determining the cost of insurance? Yes and no. Read this article to find out more.
What’s more important, critical illness or disability insurance? The answer is both! Read this article to find out how insurance bundling can better protect you and your loved ones.
Women’s financial needs are often very different from those of men and your Advisor can help you to plan accordingly. Read this article to learn more.
Estate planning and distribution of property. What could go wrong? The Carte’s story might stick in your mind as you plan for the future.
What is “cascading insurance” and how does it work to efficiently transfer wealth to the next generation? Check out this short video to learn more about this savvy tax-efficient strategy.
Cryptocurrencies. How could even holding those affect the underwriting of your insurance policy? Click here to find out.
You have some retirement dollars saved, but have you implemented the added step of protecting those investments in case of a severe illness? Read this article to find out more about the power of critical illness insurance and how it can safeguard your future.
Social media! Such a powerful modern marketing tool but as a business owner, where do you even start? Read this article for your 8-step plan on how to build customer relationships and grow your business on social media.
If you are a small business owner, take the time to have a conversation with your life insurance advisor about protecting you from the risks.
Promoting your business on social media… a great idea, but is it right for you and your business? Read this article to find out what you should consider before promoting your business online.
What is life insurance and how do I know if I should have it? Learn all about it in this simple story.
Having to wait for medical treatment is unnerving. The last thing you need is stress at a time that is already difficult for you and your family. Private, global medical insurance is a great option to curb wait times and receive the quality care that you and your family deserve.
Over the years, you’ve accumulated some savings and when you pass, you’d like to share your estate with your loved ones or a favourite charity. Watch this video and learn how to avoid daunting estate pitfalls and ensure that your money falls into the right hands.
Not all remembering is good remembering. Read this article, part of our Risk Bits series, to learn more about healthy versus unhealthy memories and how they can impact you.
Estate planning and distribution of bank accounts. What could go wrong? Bett’s story might stick in your mind as you plan for the future.
You know how important life insurance is, but do you know about the many advantages of term insurance and how it can help you and your family maintain peace of mind and security today and into the future? Watch this video today to learn more about term insurance.
Finding the right balance between work and home life can be a challenge. And if you’re working more than a normal work week, it can be downright dangerous to your health! Read this article and find out how striking the right work-life balance can be good for your health.
You’re a business owner and want to promote your business online – smart! But there are just so many social media options – where do you start? Read this article to learn about the many modern marketing platforms available and decipher which ones might be right for you!
Life’s beautiful memories need to be protected. STEP has created useful guides on legacy account settings and planning with your family to help preserve your digital legacy. Read this article to find out more.
Do you own your own home? Do you wonder how you would continue to pay your mortgage during difficult times? Watch this video and find out how personal insurance can bring you the mortgage protection and peace of mind you need in the event of illness, disability or even death.
Are you a business owner and wondering if there is any value in a social media presence to promote and grow your business? Read this article about direct response marketing and its many benefits, then hop online and get started!
Are you a business owner? Does your corporation have an insurance policy on your life? Read this article to find out why reviewing the beneficiary designations on that policy could help you avoid a taxable benefit!
There are many things to consider when planning for your financial future and doing it on your own can feel overwhelming. But have you considered working with a professional advisor? Watch this video to learn the many and ongoing benefits of professional advice.
We tend to carry an insurance safety net to break our fall so we can continue to meet financial obligations in case of unforeseen life events. Does your safety net have any weak spots? Use this tool to find out and learn more about the benefits of critical illness insurance.
Estate freezes – what are they and should you consider implementing one for your business? Lots of factors to consider, so be sure to read this article to learn more.
Heartbreak – a true facet of the human experience, but how does it affect heart health? Read this article to learn more about heart health.
Your advisor’s role is to analyze your particular situation and help you choose the best combination of coverage and payment options.
We often consider our homes or vehicles as our greatest asset – but are they? Try the Insuring Your Greatest Asset tool to find out why your earning power is truly your greatest asset and how to protect it.
A key ingredient to securing financial success throughout your lifetime is your insurance.
If you’re a business-owner actively promoting your business online, you know how important it is to have a strong network of followers – but how do you attract the right followers? Read this article for essential tips on how to connect with your ideal audience on social media.
The role of an executor comes with a great deal of responsibility and is not to be taken lightly. Before you shout yes, read this article highlighting the key duties and responsibilities of this role.
The fact is, there’s no easy way to eliminate debt. However, consolidating existing debt can streamline your monthly budget and make your journey to financial freedom more manageable. Check out the Debt Consolidation Calculator today!
You already know that life insurance provides you with a lump sum benefit payable to your beneficiary, but there are so many more benefits of life insurance, including favourable tax treatment. Check out this fantastic tool for your 101 on life insurance options!
Permanent life insurance – it’s a great planning tool that facilitates beneficial tax and estate planning opportunities and provides you with solutions throughout your lifetime. Use The Ultimate Planning Tool to see how permanent insurance can make a difference in your life!
Prostate cancer is the third leading cause of cancer-related death among men, but with emerging medical technologies, mortality rates continue to fall – this is great news! Read this article to learn more and be sure to book your screening today!
Now more than ever, it’s important to be clear about your beneficiary designations. Read this article to learn more about Calmusky, Mak and the increasing uncertainly caused by these two cases.
A personalized plan can help to ensure that all of your financial tools are complementing one another and working together to support your future financial goals. Watch this video to learn more.
With summer almost gone, days are getting shorter and darker. For many, seasonal affective disorder or SAD is a serious concern. Read this article to find out more about SAD and how to best manage your mental health over the coming months.
When estate planning, you’ve taken your physical assets into account, but have you considered your digital assets? Your bank accounts, social media and online photos are important to you and your family. Read this article to learn how you can safeguard those digital assets.
The transfer of an insurance policy between family members can certainly get a little tricky. However, there are some income tax rules that allow for a spousal or intergenerational tax-deferred rollover. This is great news! Read this article to find out more.
As the COVID-19 pandemic continues, many of us are starting to know the true meaning of loneliness and feel its negative effects. However, there is hope as the stigma of mental illness continues to lift and we continue to reach out for support. Read this article to find out more.
Critical illness insurance is a win-win. It offers you the protection you need in the event of a critical illness and some plans allow you a refund of premiums paid should you live a long and healthy life. Read this article to find out more about CI and how it can benefit you!
Term insurance offers many benefits including income replacement and the opportunity to pay off debts. However, when it comes time to renew your term policy, there are certain things you should consider – read this article to find out more about your insurance options!
Recent Ontario legislation has thrown the legitimacy of beneficiary designations into question, making it more important than ever to be clear and concise when it comes to choosing and documenting your insurance/registered plan designations. Read this article to find out more.
Will and estate planning can be a complicated yet important process. By focusing on your vision and working through each section individually, you can make your dreams a reality. Watch this video to learn more on will and estate planning for you, your family and your business.
